Move money home from WhatsApp.
TapChat Pay lets you send, top up and pay bills straight from chat. No new app, no signup maze – just a secure conversation that ends with money arriving back home.
Fees: $3.50 • Arrival: minutes
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We’ll keep you updated here until it lands.
On desktop, scan to open TapChat Pay in WhatsApp.
Money that lives where your conversations do.
You already talk to your people in chat – TapChat Pay simply lets the money follow. From US senders to mobile money, bank accounts and wallets back home, without ever leaving WhatsApp.
1. Start a chat
Scan the QR or WhatsApp +1 256 940 0006. TapChat greets you, verifies who you are, and sets you up in a few simple prompts.
2. Add a recipient once
Choose mobile money or bank and save them as a favourite. Next time, sending is literally choosing a name and a number.
3. See rate, fees & arrival
Before you send, you always see the live rate, our fee, and exactly what they’ll receive – in their currency, no guesswork.
4. Tap. Chat. Pay.
Confirm with a single tap. We move the money on licensed, bank-grade rails and keep every update in the same chat thread.
Why people choose TapChat Pay
Designed for diaspora life: fast when it matters, calm when it doesn’t, and always clear.
Chat-native by design
No app store, no downloads, no “forgot password.” Your WhatsApp becomes the front door for sending money, paying bills and topping up.
Transparent from the start
See what you send, what they receive, and what we charge – before you hit confirm. No small print, no surprise FX spreads.
Saved favourites, zero retyping
Once you’ve sent to someone, they’re one tap away next time. No hunting for account numbers or re-entering long mobile money details.
Built on regulated rails
We work with licensed money-movement partners and financial institutions. Strong encryption, KYC/AML checks and limits are built into every flow.
For banks, programs & payout networks
TapChat Pay is a chat-native UX layer for serious cross-border rails. You keep the licenses, risk and infrastructure. We bring the conversation, conversion and ongoing engagement.
Drive more volume on existing rails
Turn WhatsApp and web chat into a fully guided on-ramp for your remittance, bill-pay or wallet products – with no app build on your side.
Agent / UX layerAligned with compliance from day one
We plug our flows into your KYC, limits and monitoring so every chat stays inside your policy envelope – consumer-friendly at the front, audit-ready at the back.
KYC orchestrationAudit-readyFast pilots, safe rollout
Start with one corridor and method, measure conversion and throughput, then expand once KPIs and controls are proven.
US → AfricaWhite-label or co-brand
Launch under TapChat Pay or your own brand and number. Either way, your rails stay underneath and your customers stay yours.
Flexible models